Dental Insurance & Financing Montclair NJ

Do you accept my dental insurance?

We are a hybrid fee-for-service dental office. We utilize your PPO insurance’s out of network benefits to reduce your costs. Patients with exceptional plans pay $0 for routine care.

What is a hybrid fee-for-service office? Patients with insurance typically pay nothing the day of service. Once your Insurance pays their portion, a bill will be sent for the balance. We fight for you to make sure you get back everything you are entitled to. We have worked this way for 30 years and have thousands of happy patients and find this arrangement very convenient and find immense value in the services we render.

We also aim to help our patients make their dental care affordable while receiving the highest standard of care. We even have other dentists calling us to compliment us on our work! Call our office with any questions you may have at Edgemont Dental Arts Phone Number (973) 744-9330.

85% of our patients have some form of dental insurance. We will process your dental claims and follow up to make sure the maximum benefit was received.

Why go to a dentist Who is not “on the list of providers”?

We have patients who come to our office and stay for the value they receive. The most comfortable experience imaginable. A doctor who is unmatched in ability. A doctor who understands you, and what you are going through. Staff who are welcoming and understanding. A practice with a home like feel and gorgeous views. That is why our patients not only stay, but refer others to us. 

Dental insurance does not work like medical insurance. It is more like an “allowance.” Generally, the maximum amount of benefits is $1000-1500 per year. According to The NY Times, this benefit has not changed in over 50 years. And these benefits are paid only after certain deductibles are met.

Dentists who participate in dental plans are restricted by the types of procedures they can perform and the materials they can use. For instance, carriers will often only “allow” an all-metal cap, crown or filling on a back tooth even when many natural-looking ceramic alternatives have existed for the last 15 years. Many “participating” dentists get around this by assessing an “up-charge” or “lab-charge” if you want the better materials. Our office is able to treat every patient with the best and most esthetic materials available and keep you smiling for years to come. No “up-charges” ever. 

What if I don’t have insurance / do you have financing available?

Care Credit logo

No one should go without the dental care they need. Therefore, we offer additional help for patients who need longer payment times. We have an in-office 0% financing payment plan up to 5 months.

For patients who need longer payment windows, we accept Care Credit to help spread the cost of treatment up to a year. If you would like an extended payment plan please click the button below to see if you qualify and help make your treatment more affordable.

We are also partnered with Proceed Finance. They specialize in providing financing options for people who need them the most. They offer lending products that were created to finance dental and medical cases from $2,5002 up to $75,0001